max. 5 years stay PROFI care

Guests from abroad staying between 1 and 5 years in the European Union (Schengen Agreement), Switzerland or Liechtenstein, can find a widespread and extended insurance coverage from here.

The incoming insurance products are designed for all kinds of trips - no matter, if you are staying in Europe on a private trip, business trip or e.g. if you take up your study. Also German emigrants can take out their insurance policy for a visit to their home country, if living permanently abroad (not in Germany) for at least two years.

Benefits of Health Insurance:

• Cost of outpatient treatment according to physicans' scale of charges (according to no. 437/M (laboratory costs) up to 1,15 fold. According to sections A/E/(technical performances) up to 1,8 fold. Other cases up to 2,3 fold)
• medically prescribed medicines and dressings 100 %
• medically prescribed massages, medical packages and inhalations 100 %
• medically prescribed adjuvants following an accident 100 %
• medically prescribed adjuvants (not following an accident) up to 500 € per year
• cost of outpatient treatment according to dentists' scale of charges  2,3 fold
• painkilling dental treatment / restoring function of dentures up to 1,000 € per year
• pregnancy check-ups and treatment 100%
• delivery after a waiting period of 8 months 100%
• cost of in-patient treatment in multiple-bedded room 100%
• transportation to in-patient treatment 100%
• reparation/funeral costs up to 10,000 €
• glasses / contact lenses up to 200 € per year
• medical check-ups up to 300 € per year
• excess per insured event: 25 €

Accident Insurance:

• in the event of death 5,000 €
• in case of invaliditiy 25,000 € (doubled if 90% or more)

Liability Insurance:

• lump sum cover for personal injuries & damage on property 1,5 million €

(Insurance Company: HanseMerkur Reiseversicherung AG)