max. 5 years stay PROFI care
Travel Insurance for guests from abroad staying 1-5 years (PROFI)
Guests from abroad staying between 1 and 5 years in the European Union (Schengen Agreement), Switzerland or Liechtenstein, can find a widespread and extended insurance coverage from here.
The incoming insurance products are designed for all kinds of trips - no matter, if you are staying in Europe on a private trip, business trip or e.g. if you take up your study. Also German emigrants can take out their insurance policy for a visit to their home country, if living permanently abroad (not in Germany) for at least two years.
product |
age |
premium per month |
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health insurance |
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accident- & liability insurance |
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Benefits
Benefits of Health Insurance:
- Cost of outpatient treatment according to physicans' scale of charges (according to no. 437/M (laboratory costs) up to 1,15 fold. According to sections A/E/(technical performances) up to 1,8 fold. Other cases up to 2,3 fold)
- medically prescribed medicines and dressings 100 %
- medically prescribed massages, medical packages and inhalations 100 %
- medically prescribed adjuvants following an accident 100 %
- medically prescribed adjuvants (not following an accident) up to 500 € per year
- cost of outpatient treatment according to dentists' scale of charges 2,3 fold
- painkilling dental treatment / restoring function of dentures up to 1,000 € per year
- pregnancy check-ups and treatment 100%
- delivery after a waiting period of 8 months 100%
- cost of in-patient treatment in multiple-bedded room 100%
- transportation to in-patient treatment 100%
- reparation/funeral costs up to 10,000 €
- glasses / contact lenses up to 200 € per year
- medical check-ups up to 300 € per year
- excess per insured event: 25 €
Accident Insurance:
- in the event of death 5,000 €
- in case of invaliditiy 25,000 € (doubled if 90% or more)
Liability Insurance:
- lump sum cover for personal injuries & damage on property 1,5 million €
(Insurance Company: HanseMerkur Reiseversicherung AG)
Online Booking
If you want to make your booking for this insurance, please
follow this link
deadline:
before entering the EU or within 31 days after arrival at the latest
Please note that coverage starts when entering the EU, Switzerland or Liechtenstein.

Terms & Conditions
Here you can find the full terms and conditions of this product
in English:
health insurance
accident & liability insurance
in German:
health insurance
accident & liability insurance