VISUM Plus

Travel Insurance for guests from abroad staying up to 365 days, holding a visa

Guests from abroad holding a visa and staying no longer than 1 year in the European Union (Schengen Agreement), Switzerland or Liechtenstein, can find a widespread insurance coverage from here.

The incoming insurance products are designed for all kinds of trips - no matter, if you are staying in Europe on a private trip, business trip or e.g. if you take up your study. Also German emigrants can take out their insurance policy for a visit to their home country, if living permanently abroad (not in Germany) for at least two years.

duration of stay health insurance up to 64 years of age health insurance 65 - 75 years of age accident- & liability insurance
max.: premium single visa (single trip)
7 days 11 € 19 € 3 €
15 days 22 € 42 € 3 €
31 days 28 € 53 € 3 €
62 days 51 € 96 € 5 €
92 days 71 € 137 € 7 €
180 days 225 € 440 € 13 €
365 days (per day) 1.55 € 3.00 € 0.20 €
max.: premium VISA90 (multi-trip)
90 days 110 € 215 € 7 €

Benefits

Benefits of Health Insurance:

  • Cost of outpatient treatment according to physicans' scale of charges (according to no. 437/M (laboratory costs) up to 1,15 fold. According to sections A/E/(technical performances) up to 1,8 fold. Other cases up to 2,3 fold)
  • medically prescribed medicines and dressings 100%
  • medically prescribed massages, medical packages and inhalations up to 300 € per year
  • medically prescribed adjuvants following an accident 100%
  • cost of outpatient treatment according to dentists' scale of charges  2,3 fold
  • painkilling dental treatment / restoring function of dentures up to 600 € per year
  • pregnancy check-ups and treatment 100%
  • delivery after a waiting period of 8 months 100%
  • cost of in-patient treatment in multiple-bedded room 100%
  • transportation to in-patient treatment 100%
  • reparation/funeral costs up to 10,000 €
  • maximum benefit per policy: 50,000 €
  • no excess


Accident Insurance:

  • in the event of death 5,000 €
  • in case of invaliditiy 25,000 € (doubled if 90% or more)


Liability Insurance:

  • lump sum cover for personal injuries & damage on property 1,5 million €


(Insurance Company: HanseMerkur Reiseversicherung AG)