max. 5 years stay PROFI care

Travel Insurance for guests from abroad staying 1-5 years (PROFI)

Guests from abroad staying between 1 and 5 years in the European Union (Schengen Agreement), Switzerland or Liechtenstein, can find a widespread and extended insurance coverage from here.

The incoming insurance products are designed for all kinds of trips - no matter, if you are staying in Europe on a private trip, business trip or e.g. if you take up your study. Also German emigrants can take out their insurance policy for a visit to their home country, if living permanently abroad (not in Germany) for at least two years.

product
age
premium per month
health insurance
up to 18 years
19 - 65 years
66 - 75 years
55 €
99 €
366 €
accident- & liability insurance
up to 18 years
19 - 65 years
66 - 75 years
5 €
6 €
9 €

Benefits

Benefits of Health Insurance:

  • Cost of outpatient treatment according to physicans' scale of charges (according to no. 437/M (laboratory costs) up to 1,15 fold. According to sections A/E/(technical performances) up to 1,8 fold. Other cases up to 2,3 fold)
  • medically prescribed medicines and dressings 100 %
  • medically prescribed massages, medical packages and inhalations 100 %
  • medically prescribed adjuvants following an accident 100 %
  • medically prescribed adjuvants (not following an accident) up to 500 € per year
  • cost of outpatient treatment according to dentists' scale of charges  2,3 fold
  • painkilling dental treatment / restoring function of dentures up to 1,000 € per year
  • pregnancy check-ups and treatment 100%
  • delivery after a waiting period of 8 months 100%
  • cost of in-patient treatment in multiple-bedded room 100%
  • transportation to in-patient treatment 100%
  • reparation/funeral costs up to 10,000 €
  • glasses / contact lenses up to 200 € per year
  • medical check-ups up to 300 € per year
  • excess per insured event: 25 €


Accident Insurance:

  • in the event of death 5,000 €
  • in case of invaliditiy 25,000 € (doubled if 90% or more)


Liability Insurance:

  • lump sum cover for personal injuries & damage on property 1,5 million €


(Insurance Company: HanseMerkur Reiseversicherung AG)